Job-Hopping for ₹1 Lakh More? Let’s Do the Math (And the Mental Math)

It’s that time of year.
LinkedIn’s full of “Excited to announce…” posts.
Your team’s Slack channel feels like a countdown to mass exodus.
Your best work friend just put in their notice — for a ₹1L hike.

And now, you’re spiralling.
Should you jump ship too?

Here’s a brutally honest breakdown , financial, emotional, and strategic, to help you decide if ₹1 lakh more is actually worth it.

First: Let’s Talk Money (And What You Don’t See)

₹1 lakh increase sounds solid. But here’s what most people forget:

• After taxes, it’s actually ₹5–6K/month more

• If the new company doesn’t offer flexible perks, WFH, or insurance coverage — that money might vanish into commute costs or therapy

• Are you losing out on ESOPs, bonuses, or PF vesting at your current org?

The real question is: are you gaining wealth or just switching stress?

Next: The Emotional ROI

Ask yourself:

Are you burnt out or bored?
Job-hopping won’t fix burnout — it’ll just relocate it.

Do you trust the new company’s work culture?
Did you vibe-check your potential manager? Or just the CTC?

Can you handle the onboarding anxiety again?
New logins, new politics, new 9AM stand-ups. It’s not always worth the raise.

Don’t get us wrong, leaving for more money isn’t bad.
Leaving without clarity? Risky.

Why Everyone’s Doing It (And Why That’s Not a Good Enough Reason)

People are jumping ship because:

• Inflation’s brutal

• Startups are poaching with cash

• Appraisal season disappointed (again)

• There’s a general vibe of “if I don’t leave, I’ll be left behind”

But following the herd often means skipping long-term thinking.

What do you actually want, stability, growth, better pay, or all three?

Because that one-lakh jump might be a trap disguised as a win.

Here’s What to Do Instead of Panic-Quitting

Do a “Career Cost-Benefit” Audit
Look beyond the CTC: consider mental health, team dynamics, learning curve, and work-life balance.

Talk to a Counsellor (Not Just That Cousin Who Works at Google)
Mentoria connects you with its expert counsellors who are actual professionals in your industry. They’ll tell you what recruiters won’t.

Clarify Your Career Goals
Are you trying to save up fast? Switch industries? Move abroad? Without a bigger picture, even a 50% hike might leave you empty.

Ask: Would You Take the Job If It Paid The Same?
If the only exciting thing is the extra money, that’s a red flag.

Salary Jumps Are Smart. But So Is Career Clarity.

We get it. ₹1L more feels validating. But don’t trade peace of mind for pocket change.

Jumping ship might be the right move, but only if it’s aligned with where you’re actually headed.

Mentoria can help you figure that out before you leap.

Because what’s the point of earning more if you’re just going to spend it on stress, takeout, and therapy?